Best Personal Loan in Cebu City (2026) — RankPH
AI-ranked top personal loan in Cebu City by price, rating, reviews and active promotions. Updated every 10 minutes.
Top 3 — Best Overall
#1#1 Best
-25% OFF
Sure Financial Services
Ayala Center Cebu · 2.6km
RankPH Score75/100
Open now
Active promotion
Foreign-friendly
4.6(494 reviews)
Price range
Open Now₱51,406 – ₱368,119
#2
Prime Financial Services
Ayala Center Cebu · 1.8km
RankPH Score70/100
Open now
Top-rated
Foreign-friendly
5(553 reviews)
Price range
Open Now₱36,073 – ₱482,055
#3
Sure Lending
Ayala Center Cebu · 1.1km
RankPH Score64/100
Top-rated
Trending this week
Hidden gem
4.8(516 reviews)
Price range
₱134,939 – ₱305,821
Rank #4 and below
4
View Details
Fast Finance-10%
Ayala Center Cebu · 1km
62
Active promotion
Trending this week
3.9(192)
from₱157,140
6
View Details
Metro Credit Corp-25%
Cebu IT Park · 1km
60
Active promotion
Top-rated
Foreign-friendly
4.9(354)
from₱293,540
8
View Details
Apex Loan Center-15%
Mabolo · 2.6km
58
Open now
Active promotion
Top-rated
4.8(332)
from₱210,007
13
View Details
Sure Loan Center-25%
Cebu IT Park · 4.3km
52
Open now
Active promotion
Foreign-friendly
4.1(214)
from₱240,673
How We Rank
22%
Rating
20%
Price value
12%
Review count
14%
Active promo
10%
Engagement
10%
Paid boost
8%
Distance
4%
Freshness