Best Personal Loan in Cebu City 2026 | Ph Guide

AI-ranked top personal loan in Cebu City by price, rating, reviews and active promotions. Updated every 10 minutes.

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Reviews

Top 3 — Best Overall

#1#1 Best
-25% OFF
Sure Financial Services

Sure Financial Services

Ayala Center Cebu · 2.6km

Ph Guide Score75/100
Open now
Active promotion
Foreign-friendly
4.6(494 reviews)
Price range

₱51,406 – ₱368,119

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#2
Prime Financial Services

Prime Financial Services

Ayala Center Cebu · 1.8km

Ph Guide Score70/100
Open now
Top-rated
Foreign-friendly
5(553 reviews)
Price range

₱36,073 – ₱482,055

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#3
Sure Lending

Sure Lending

Ayala Center Cebu · 1.1km

Ph Guide Score64/100
Top-rated
Trending this week
Hidden gem
4.8(516 reviews)
Price range

₱134,939 – ₱305,821

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Rank #4 and below

4
Fast Finance
Fast Finance-10%

Ayala Center Cebu · 1km

62
Active promotion
Trending this week
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5
Apex Lending
Apex Lending-25%

Ayala Center Cebu · 4.2km

61
Open now
Active promotion
View Details
6
Metro Credit Corp
Metro Credit Corp-25%

Cebu IT Park · 1km

60
Active promotion
Top-rated
Foreign-friendly
View Details
7
Prime Lending
Prime Lending

Ayala Center Cebu · 0.3km

60
Open now
Trending this week
View Details
8
Apex Loan Center
Apex Loan Center-15%

Mabolo · 2.6km

58
Open now
Active promotion
Top-rated
View Details
9
Prime Credit Corp
Prime Credit Corp

Colon St · 1.9km

58
Hidden gem
View Details
10
Fast Credit Corp
Fast Credit Corp-20%

Mabolo · 4.2km

56
Open now
Active promotion
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11
Smart Financial Services
Smart Financial Services

Cebu IT Park · 3.5km

56
Open now
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12
Metro Financial Services
Metro Financial Services

Cebu IT Park · 4.3km

55
Open now
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13
Sure Loan Center
Sure Loan Center-25%

Cebu IT Park · 4.3km

52
Open now
Active promotion
Foreign-friendly
View Details
14
Smart Cash Solutions
Smart Cash Solutions

Mabolo · 1.8km

51
Top-rated
Trending this week
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15
Smart Lending
Smart Lending

Mabolo · 3.4km

48
Open now
Foreign-friendly
View Details
16
Smart Credit Corp
Smart Credit Corp

Colon St · 0.2km

47
Open now
Foreign-friendly
View Details
17
Smart Loan Center
Smart Loan Center

Lahug · 0.3km

47
Open now
Top-rated
Foreign-friendly
View Details
18
Prime Finance
Prime Finance

Lahug · 4.9km

44
Open now
Foreign-friendly
View Details
19
Prime Loan Center
Prime Loan Center

Lahug · 3.4km

43
Open now
View Details
20
Metro Cash Solutions
Metro Cash Solutions

Mabolo · 2.7km

42
Open now
Foreign-friendly
View Details

How We Rank

22%

Rating

20%

Price value

12%

Review count

14%

Active promo

10%

Engagement

10%

Paid boost

8%

Distance

4%

Freshness

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