Cost of Living in the Philippines 2026
Monthly expenses for expats and locals in Manila, Cebu, and beyond.
| Expense | Manila | Cebu | Davao |
|---|---|---|---|
| Condo rental (1BR) | ₱18,000–₱35,000 | ₱12,000–₱22,000 | ₱8,000–₱15,000 |
| Groceries | ₱8,000–₱15,000 | ₱7,000–₱12,000 | ₱6,000–₱10,000 |
| Transport (Grab) | ₱5,000–₱10,000 | ₱3,000–₱6,000 | ₱2,000–₱4,000 |
| Electricity | ₱2,000–₱5,000 | ₱1,500–₱4,000 | ₱1,500–₱3,500 |
| Internet | ₱1,500–₱2,500 | ₱1,500–₱2,500 | ₱1,500–₱2,000 |
| Dining out | ₱8,000–₱20,000 | ₱6,000–₱15,000 | ₱5,000–₱12,000 |
| TOTAL | ₱42,500–₱87,500 | ₱31,000–₱61,500 | ₱24,000–₱47,000 |
Figures are estimates for a comfortable expat lifestyle. Budget travelers can live for significantly less.
Manila vs Cebu vs Davao
Manila
Most Expensive- Widest job market
- Best nightlife & dining
- Most international schools
- Highest traffic & pollution
Cebu
Best Balance- 30–40% cheaper than Manila
- Great beaches nearby
- Growing BPO hub
- Friendly expat community
Davao
Most Affordable- Lowest cost of living
- Clean & safe city
- Fresh produce & seafood
- Quieter lifestyle