Compare Personal Loan in Tokyo — Side by Side (2026)
Detailed personal loan comparison in Tokyo. Updated every 10 minutes.
Among the top personal loan options in Tokyo, the most affordable is Sure Cash Solutions starting at ₱28,573. The highest-rated is Sure Cash Solutions with ⭐ 4.5 (491 reviews). For expats, Trust Lending is the most recommended based on foreign reviewer scores and English support.
Sure Cash Solutions
₱28,573
Sure Cash Solutions
⭐ 4.5
Trust Lending
70% expat reviews
| Store |  Sure Cash Solutions City Center |  Metro Loan Center Business District |  Trust Lending Main St |  Sure Credit Corp Commercial Zone |  Easy Finance City Center |
| RankPH Score | 67 | 55 | 50 | 43 | 41 |
| Interest Rate | 5.0%/mo | 5.0%/mo | 3.0%/mo | 3.0%/mo | 3.5%/mo |
| Loan Amount | ₱1,000 – ₱500,000 | ₱2,000 – ₱50,000 | ₱5,000 – ₱200,000 | ₱10,000 – ₱100,000 Best deal | ₱10,000 – ₱50,000 Best deal |
| Processing Days | 1 | 3 | 1 | 5 | 1 |
| Approval Difficulty | Easy | Easy | Medium | Easy | Easy |
| Rating | 4.5(491) Top rated | 4.2(49) | 4.3(270) | 3.8(189) | 4(410) |
| Online Application | |||||
| Foreigner Eligible | |||||
| Collateral Required | |||||
| Required Documents | Certificate of EmploymentProof of Income | ITRPayslipValid ID | Proof of IncomeCertificate of EmploymentITR | Bank StatementProof of IncomeITR | ITRValid ID |
| Active Promotion | |||||
| Payment | CashGCash | CashGCashCard | Cash | CashGCashCardMaya | CashCard |
| Action | View Details | View Details | View Details | View Details | View Details |
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How to Choose the Best Personal Loan in Tokyo
Compare Interest Rates First
Even 0.5% difference in monthly interest compounds significantly over the loan period.
Processing Speed Matters
If you need cash urgently, prioritize lenders with 1-3 day processing times.
Check Required Documents
Some lenders require fewer docs — ideal if you can't produce a full COE or ITR.
Foreigner Eligibility
Most banks don't lend to foreigners. Check the column to find expat-friendly options.