Compare Insurance in Tokyo — Side by Side (2026)
Detailed insurance comparison in Tokyo. Updated every 10 minutes.
Among the top insurance options in Tokyo, the most affordable is Quality Store starting at ₱1,243. The highest-rated is Quality Store with ⭐ 5 (287 reviews). For expats, Elite Center is the most recommended based on foreign reviewer scores and English support.
Quality Store
₱1,243
Quality Store
⭐ 5
Elite Center
60% expat reviews
| Store |  Elite Center Commercial Zone |  City Services Main St |  Quality Store Commercial Zone |  Elite Station Main St |  Trusted Solutions Main St |
| RankPH Score | 69 | 57 | 56 | 55 | 51 |
| Monthly Premium (from) | ₱800 | ₱1,000 | ₱1,500 | ₱3,000 | ₱1,000 |
| Coverage Amount | ₱2,000,000 | ₱1,000,000 | ₱2,000,000 | ₱1,000,000 | ₱1,000,000 |
| Coverage Type | Life | Life + Health | Health | Life | Accident |
| Processing Days | 2 | 2 | 5 | 4 | 4 |
| Cashless Hospitals | 37 | 68 | 220 | 467 | 290 |
| Foreigner Eligible | |||||
| Online Application | |||||
| PhilHealth Compatible | |||||
| Rating | 4(508) | 4.6(427) | 5(287) Top rated | 4.5(206) | 4.8(67) |
| Active Promotion | -15% | FREE 1ST VISIT | -10% | ||
| Payment | CashGCashCard | CashCard | Cash | CashGCash | CashMaya |
| Action | View Details | View Details | View Details | View Details | View Details |
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How to Choose the Best Insurance in Tokyo
Cashless Hospitals Count
More cashless partner hospitals = easier claims. 100+ is a good minimum.
Coverage vs Premium
Don't just pick the cheapest. A ₱2,000 premium with ₱5M coverage beats ₱500 with ₱500K.
Foreigner Eligibility
Many insurers restrict foreign nationals. Confirm your eligibility before applying.
PhilHealth Compatibility
PhilHealth-compatible plans avoid double-paying for government-covered services.