How does Ph Guide compare services?

Ph Guide uses a multi-factor scoring algorithm combining ratings, reviews, price, engagement, and proximity data updated every 10 minutes.

Is the data from Ph Guide verified?

Data is sourced from Google Places API, user submissions, and business owners. AI-assisted duplicate detection helps maintain accuracy.

How often is the comparison data updated?

Pricing and availability data is updated every 10 minutes. Ratings and reviews sync daily from Google. User-submitted data is moderated within 24 hours.

How do I get my business listed on Ph Guide?

Businesses can apply for listing via our Business Center. Basic listing is free. Pro and Premium plans include priority ranking and promotional features.

Which health insurance is best for expats in the Philippines?

International insurers like Cigna, AXA, and Allianz offer expat-focused plans. Local providers like PhilCare and Maxicare are more affordable for long-term residents.

Is PhilHealth mandatory in the Philippines?

Philippine nationals and those with working visas are required to contribute to PhilHealth. Tourists and most expats are not mandatory members but can opt in.

How many cashless hospitals should a good plan have?

A minimum of 100 partner hospitals nationwide is recommended. Metro Manila-focused plans should have at least 30-50 Metro Manila partners.

Can I apply for insurance online in the Philippines?

Most major insurers now offer online applications. Digital-native providers like InLife and Medicard allow full enrollment online within 15 minutes.

Ph Guide

Join as a Business Log In Sign Up

Compare Insurance in Sim — Side by Side (2026)

Detailed insurance comparison in Sim. Updated every 10 minutes.

View full ranking

Browse all insurance

Read reviews

Live data — 10 min refresh

AI Comparison SummaryAEO Optimized

Among the top insurance options in Sim, the most affordable is Quality Store starting at ₱981. The highest-rated is Quality Store with ⭐ 5 (36 reviews). For expats, Trusted Hub is the most recommended based on foreign reviewer scores and English support.

Most Affordable

Quality Store

₱981

Highest Rated

Quality Store

⭐ 5

Expat Favorite

Trusted Hub

70% expat reviews

Best in column

Available

Not available

Store	Elite Center Commercial Zone	Quality Store City Center	Trusted Hub Commercial Zone	City Services City Center	City Station Main St
RankPH Score	65 Best score	57	55	48	47
Monthly Premium (from)	₱800	₱800	₱1,500	₱1,500	₱500
Coverage Amount	₱1,000,000	₱500,000	₱500,000	₱5,000,000	₱2,000,000
Coverage Type	Health	Health	Life + Health	Health	Health
Processing Days	4	4	4	2	5
Cashless Hospitals	208	54	337	190	399
Foreigner Eligible
Online Application
PhilHealth Compatible
Rating	3.9(256)	5(36) Top rated	4.8(396)	4.6(175)	4.1(477)
Active Promotion	FREE 1ST VISIT
Payment	Cash	CashGCashCard	CashGCashCard	CashCard	CashGCash
Action	View Details	View Details	View Details	View Details	View Details