Health InsuranceUpdated April 2026Live data

Maxicare vs Intellicare — Best HMO in the Philippines 2026

Compare Maxicare and Intellicare HMO plans. Hospital network, coverage limits, pricing, and which is better for expats.

Maxicare
VS
Intellicare
3
categories won
Maxicare
5
Ties
out of 10 categories
2
categories won
Intellicare
AI Verdict

Maxicare wins on hospital network size and brand recognition. Intellicare wins on annual coverage limit and corporate plan value. For individuals, Maxicare is the safer choice.

Category
Maxicare
Intellicare
Entry Plan Price
₱450/moWINNER
₱520/mo
Hospital Network
1,200+ hospitalsWINNER
1,000+ hospitals
Annual Coverage Limit
₱100,000
₱150,000WINNER
Outpatient Coverage
Yes
Yes
Dental Coverage
Add-on
IncludedWINNER
Maternity Coverage
Add-on
Add-on
Foreigner Eligible
Yes
Yes
Online Claims
Yes (app)
Yes (app)
PhilHealth Compatible
Yes
Yes
Customer Rating
4.8 / 5WINNER
4.7 / 5

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