Compare Insurance in Manila — Side by Side (2026)
Detailed insurance comparison in Manila. Updated every 10 minutes.
Among the top insurance options in Manila, the most affordable is Trusted Solutions starting at ₱574. The highest-rated is Top Store with ⭐ 4.8 (559 reviews). For expats, Top Hub is the most recommended based on foreign reviewer scores and English support.
Trusted Solutions
₱574
Top Store
⭐ 4.8
Top Hub
70% expat reviews
| Store |  Elite Station City Center |  Trusted Solutions Main St |  Top Store Business District |  Prime Center Business District |  Top Hub Commercial Zone |
| RankPH Score | 58 | 57 | 54 | 43 | 38 |
| Monthly Premium (from) | ₱3,000 | ₱1,500 | ₱3,000 | ₱1,500 | ₱1,000 |
| Coverage Amount | ₱2,000,000 | ₱1,000,000 | ₱2,000,000 | ₱2,000,000 | ₱1,000,000 |
| Coverage Type | Accident | Life + Health | Accident | Life + Health | Life + Health |
| Processing Days | 4 | 2 | 4 | 1 | 2 |
| Cashless Hospitals | 488 | 94 | 364 | 126 | 58 |
| Foreigner Eligible | |||||
| Online Application | |||||
| PhilHealth Compatible | |||||
| Rating | 4.3(479) | 4.7(339) | 4.8(559) Top rated | 4.5(118) | 4.2(258) |
| Active Promotion | |||||
| Payment | CashMaya | CashGCashCardMaya | CashGCashCardMaya | CashGCashMaya | CashGCash |
| Action | View Details | View Details | View Details | View Details | View Details |
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How to Choose the Best Insurance in Manila
Cashless Hospitals Count
More cashless partner hospitals = easier claims. 100+ is a good minimum.
Coverage vs Premium
Don't just pick the cheapest. A ₱2,000 premium with ₱5M coverage beats ₱500 with ₱500K.
Foreigner Eligibility
Many insurers restrict foreign nationals. Confirm your eligibility before applying.
PhilHealth Compatibility
PhilHealth-compatible plans avoid double-paying for government-covered services.