Compare Personal Loan in Makati — Side by Side (2026)
Detailed personal loan comparison in Makati. Updated every 10 minutes.
Among the top personal loan options in Makati, the most affordable is Fast Lending starting at ₱8,152. The highest-rated is Smart Credit Corp with ⭐ 4.9 (51 reviews). For expats, Apex Finance is the most recommended based on foreign reviewer scores and English support.
Fast Lending
₱8,152
Smart Credit Corp
⭐ 4.9
Apex Finance
60% expat reviews
| Store |  Smart Cash Solutions Rockwell |  Prime Loan Center Bel-Air |  Apex Finance Bel-Air |  Fast Lending Makati CBD |  Smart Credit Corp Bel-Air |
| RankPH Score | 66 | 64 | 55 | 55 | 52 |
| Interest Rate | 2.5%/mo | 3.0%/mo | 1.5%/mo | 2.5%/mo | 3.5%/mo |
| Loan Amount | ₱2,000 – ₱500,000 | ₱10,000 – ₱100,000 Best deal | ₱5,000 – ₱50,000 | ₱1,000 – ₱500,000 | ₱1,000 – ₱500,000 |
| Processing Days | 1 | 6 | 1 | 6 | 5 |
| Approval Difficulty | Easy | Easy | Medium | Medium | Easy |
| Rating | 4.4(353) | 4.1(492) | 3.9(272) | 4.2(132) | 4.9(51) Top rated |
| Online Application | |||||
| Foreigner Eligible | |||||
| Collateral Required | |||||
| Required Documents | Bank StatementProof of Income | ITRBank StatementPayslip | Certificate of EmploymentPayslip | Valid IDProof of Income | Valid IDCertificate of Employment |
| Active Promotion | -30% | -20% | -15% | ||
| Payment | CashGCashCard | CashGCashCardMaya | CashGCashCardMaya | CashGCashCard | CashGCashCardMaya |
| Action | View Details | View Details | View Details | View Details | View Details |
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How to Choose the Best Personal Loan in Makati
Compare Interest Rates First
Even 0.5% difference in monthly interest compounds significantly over the loan period.
Processing Speed Matters
If you need cash urgently, prioritize lenders with 1-3 day processing times.
Check Required Documents
Some lenders require fewer docs — ideal if you can't produce a full COE or ITR.
Foreigner Eligibility
Most banks don't lend to foreigners. Check the column to find expat-friendly options.