How does Ph Guide compare services?

Ph Guide uses a multi-factor scoring algorithm combining ratings, reviews, price, engagement, and proximity data updated every 10 minutes.

Is the data from Ph Guide verified?

Data is sourced from Google Places API, user submissions, and business owners. AI-assisted duplicate detection helps maintain accuracy.

How often is the comparison data updated?

Pricing and availability data is updated every 10 minutes. Ratings and reviews sync daily from Google. User-submitted data is moderated within 24 hours.

How do I get my business listed on Ph Guide?

Businesses can apply for listing via our Business Center. Basic listing is free. Pro and Premium plans include priority ranking and promotional features.

What is the typical interest rate for personal loans in the Philippines?

Monthly interest rates range from 1.5% (banks) to 5%+ (informal lenders). For ₱50,000 over 12 months at 2%/month, expect to pay back about ₱66,000 total.

Can foreigners apply for personal loans in the Philippines?

Very few institutions lend to foreigners. Multinational banks (Citibank, HSBC) and some microfinance lenders are exceptions. Always verify eligibility first.

How fast can I get cash from a personal loan?

Fast-loan companies (Tala, Cashalo) approve within hours. Traditional banks take 3-7 working days. Emergency lenders may release same-day.

What documents do I typically need?

Standard requirements: valid ID, proof of income (payslip/ITR), bank statement (3 months), and Certificate of Employment for employed applicants.

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Compare Personal Loan in City — Side by Side (2026)

Detailed personal loan comparison in City. Updated every 10 minutes.

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AI Comparison SummaryAEO Optimized

Among the top personal loan options in City, the most affordable is Easy Loan Center starting at ₱25,947. The highest-rated is Sure Finance with ⭐ 4.9 (493 reviews). For expats, Metro Financial Services is the most recommended based on foreign reviewer scores and English support.

Most Affordable

Easy Loan Center

₱25,947

Highest Rated

Sure Finance

⭐ 4.9

Expat Favorite

Metro Financial Services

70% expat reviews

Best in column

Available

Not available

Store	Sure Finance City Center	Metro Financial Services City Center	Sure Credit Corp City Center	Easy Loan Center Main St	Trust Cash Solutions Commercial Zone
RankPH Score	64 Best score	61	57	49	49
Interest Rate	3.0%/mo	3.0%/mo	5.0%/mo	3.5%/mo	1.5%/mo
Loan Amount	₱10,000 – ₱100,000 Best deal	₱5,000 – ₱100,000	₱5,000 – ₱200,000	₱10,000 – ₱50,000 Best deal	₱2,000 – ₱500,000
Processing Days	1	6	3	4	2
Approval Difficulty	Medium	Medium	Medium	Easy	Easy
Rating	4.9(493) Top rated	4.1(353)	4.4(213)	3.9(132)	4.3(574)
Online Application
Foreigner Eligible
Collateral Required
Required Documents	Proof of IncomePayslipCertificate of Employment	Proof of Income	Proof of IncomePayslipITR	ITRProof of IncomeBank Statement	Proof of IncomePayslipITR
Active Promotion	FREE 1ST VISIT	-10%
Payment	CashGCashCard	CashGCashMaya	CashGCashCard	CashGCash	CashGCashCard
Action	View Details	View Details	View Details	View Details	View Details