Compare Personal Loan in Center — Side by Side (2026)
Detailed personal loan comparison in Center. Updated every 10 minutes.
Among the top personal loan options in Center, the most affordable is Metro Loan Center starting at ₱40,643. The highest-rated is Metro Loan Center with ⭐ 5 (255 reviews). For expats, Smart Lending is the most recommended based on foreign reviewer scores and English support.
Metro Loan Center
₱40,643
Metro Loan Center
⭐ 5
Smart Lending
70% expat reviews
| Store |  Metro Loan Center Commercial Zone |  Sure Credit Corp Main St |  Metro Financial Services Main St |  Smart Lending City Center |  Prime Finance Business District |
| RankPH Score | 60 | 58 | 56 | 54 | 49 |
| Interest Rate | 1.5%/mo | 2.0%/mo | 3.0%/mo | 2.5%/mo | 2.5%/mo |
| Loan Amount | ₱5,000 – ₱50,000 | ₱10,000 – ₱200,000 Best deal | ₱1,000 – ₱50,000 | ₱1,000 – ₱500,000 | ₱5,000 – ₱100,000 |
| Processing Days | 3 | 3 | 3 | 3 | 6 |
| Approval Difficulty | Easy | Easy | Medium | Easy | Easy |
| Rating | 5(255) Top rated | 4.6(395) | 4.3(535) | 4.8(35) | 4.5(174) |
| Online Application | |||||
| Foreigner Eligible | |||||
| Collateral Required | |||||
| Required Documents | Certificate of EmploymentPayslipITR | Valid IDBank Statement | Bank StatementPayslip | Proof of IncomePayslipCertificate of Employment | Proof of IncomeCertificate of Employment |
| Active Promotion | -10% | BUY 1 GET 1 | |||
| Payment | CashGCash | CashGCash | CashGCashCardMaya | CashGCashCard | CashCard |
| Action | View Details | View Details | View Details | View Details | View Details |
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How to Choose the Best Personal Loan in Center
Compare Interest Rates First
Even 0.5% difference in monthly interest compounds significantly over the loan period.
Processing Speed Matters
If you need cash urgently, prioritize lenders with 1-3 day processing times.
Check Required Documents
Some lenders require fewer docs — ideal if you can't produce a full COE or ITR.
Foreigner Eligibility
Most banks don't lend to foreigners. Check the column to find expat-friendly options.