Compare Pawnshop in Cebu City — Side by Side (2026)
Detailed pawnshop comparison in Cebu City. Updated every 10 minutes.
Among the top pawnshop options in Cebu City, the most affordable is Best Pawnshop starting at ₱4,264. The highest-rated is Best Pawnshop with ⭐ 4.6 (50 reviews). For expats, City Pawn Center is the most recommended based on foreign reviewer scores and English support.
Best Pawnshop
₱4,264
Best Pawnshop
⭐ 4.6
City Pawn Center
50% expat reviews
| Store |  Metro Valuables Cebu IT Park |  City Pawn Center Cebu IT Park |  Sure Pawnshop & Lending Cebu IT Park |  Best Pawnshop Colon St |  Best Cash Pawn Ayala Center Cebu |
| RankPH Score | 65 | 63 | 53 | 50 | 44 |
| Interest Rate | 2.0%/mo | 2.5%/mo | 3.5%/mo | 2.0%/mo | 5.0%/mo |
| Appraisal Rate | 70–80% | 60–70% | 65–75% | 65–75% | 60–70% |
| Accepted Items | GadgetsElectronics | BagsVehiclesElectronics | ElectronicsGadgetsBags | JewelryBagsElectronics | VehiclesDocuments |
| Loan Period | 60 | 30 | 120 | 30 | 60 |
| Renewal Available | |||||
| Open Now | |||||
| Distance | 0.8km | 2.4km | 1.6km | 4.8km | 3.1km |
| GCash | |||||
| Rating | 4.4(411) | 4.1(550) | 4.3(190) | 4.6(50) Top rated | 3.9(330) |
| Active Promotion | FREE 1ST VISIT | -25% | |||
| Payment | CashGCashCardMaya | CashCard | CashGCashMaya | CashGCashCard | CashGCashMaya |
| Action | View Details | View Details | View Details | View Details | View Details |
Want to see more options?
Browse all pawnshop in Cebu City or see the full AI-powered ranking.
How to Choose the Best Pawnshop in Cebu City
Higher Appraisal = Better Deal
Appraisal rate determines how much cash you get. 75-85% is considered good.
Check Loan Period
Longer periods give you more time to redeem. 90-120 days is preferable to 30 days.
Renewal Option is Key
Most quality pawnshops allow renewals — this protects your items if you can't pay on time.
Proximity Reduces Risk
Closer pawnshops are easier to visit for renewal before the deadline.