Compare Pawnshop in Cagayan de Oro — Side by Side (2026)
Detailed pawnshop comparison in Cagayan de Oro. Updated every 10 minutes.
Among the top pawnshop options in Cagayan de Oro, the most affordable is Best Cash Pawn starting at ₱3,027. The highest-rated is Best Pawnshop with ⭐ 5 (78 reviews). For expats, Sure Pawnshop & Lending is the most recommended based on foreign reviewer scores and English support.
Best Cash Pawn
₱3,027
Best Pawnshop
⭐ 5
Sure Pawnshop & Lending
50% expat reviews
| Store |  Metro Valuables Main St |  City Pawn Center City Center |  Best Cash Pawn Main St |  Best Pawnshop Business District |  Sure Pawnshop & Lending Commercial Zone |
| RankPH Score | 72 | 67 | 58 | 43 | 38 |
| Interest Rate | 3.0%/mo | 3.5%/mo | 5.0%/mo | 3.0%/mo | 2.0%/mo |
| Appraisal Rate | 65–75% | 60–70% | 70–80% | 60–70% | 75–85% |
| Accepted Items | ElectronicsWatchesBags | BagsDocumentsElectronics | VehiclesDocuments | ElectronicsBagsWatches | BagsDocumentsJewelry |
| Loan Period | 30 | 30 | 90 | 30 | 120 |
| Renewal Available | |||||
| Open Now | |||||
| Distance | 0.6km | 2.2km | 3km | 4.6km | 1.4km |
| GCash | |||||
| Rating | 4.8(438) | 4.5(578) | 4.3(357) | 5(78) Top rated | 4.6(218) |
| Active Promotion | -15% | -10% | |||
| Payment | CashGCashCard | CashGCashCard | CashGCashCardMaya | CashCard | CashGCashCard |
| Action | View Details | View Details | View Details | View Details | View Details |
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How to Choose the Best Pawnshop in Cagayan de Oro
Higher Appraisal = Better Deal
Appraisal rate determines how much cash you get. 75-85% is considered good.
Check Loan Period
Longer periods give you more time to redeem. 90-120 days is preferable to 30 days.
Renewal Option is Key
Most quality pawnshops allow renewals — this protects your items if you can't pay on time.
Proximity Reduces Risk
Closer pawnshops are easier to visit for renewal before the deadline.