Compare Insurance in Cagayan de Oro — Side by Side (2026)
Detailed insurance comparison in Cagayan de Oro. Updated every 10 minutes.
Among the top insurance options in Cagayan de Oro, the most affordable is Trusted Hub starting at ₱1,227. The highest-rated is Quality Station with ⭐ 4.7 (65 reviews). For expats, Quality Station is the most recommended based on foreign reviewer scores and English support.
Trusted Hub
₱1,227
Quality Station
⭐ 4.7
Quality Station
70% expat reviews
| Store |  Trusted Hub Commercial Zone |  Quality Station Business District |  Elite Solutions Main St |  City Store Business District |  Quality Center Business District |
| RankPH Score | 60 | 60 | 56 | 54 | 52 |
| Monthly Premium (from) | ₱500 | ₱1,500 | ₱800 | ₱1,500 | ₱1,500 |
| Coverage Amount | ₱1,000,000 | ₱2,000,000 | ₱500,000 | ₱1,000,000 | ₱500,000 |
| Coverage Type | Comprehensive | Accident | Comprehensive | Life | Accident |
| Processing Days | 1 | 2 | 5 | 4 | 1 |
| Cashless Hospitals | 240 | 45 | 376 | 299 | 71 |
| Foreigner Eligible | |||||
| Online Application | |||||
| PhilHealth Compatible | |||||
| Rating | 4.6(425) | 4.7(65) Top rated | 4.2(565) | 4.4(204) | 4.1(344) |
| Active Promotion | -15% | -10% | FREE 1ST VISIT | ||
| Payment | CashGCashCard | CashGCashCard | CashGCash | CashGCashCard | CashCard |
| Action | View Details | View Details | View Details | View Details | View Details |
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How to Choose the Best Insurance in Cagayan de Oro
Cashless Hospitals Count
More cashless partner hospitals = easier claims. 100+ is a good minimum.
Coverage vs Premium
Don't just pick the cheapest. A ₱2,000 premium with ₱5M coverage beats ₱500 with ₱500K.
Foreigner Eligibility
Many insurers restrict foreign nationals. Confirm your eligibility before applying.
PhilHealth Compatibility
PhilHealth-compatible plans avoid double-paying for government-covered services.