Compare Personal Loan in Banks — Side by Side (2026)
Detailed personal loan comparison in Banks. Updated every 10 minutes.
Among the top personal loan options in Banks, the most affordable is Easy Credit Corp starting at ₱31,062. The highest-rated is Trust Loan Center with ⭐ 5 (227 reviews). For expats, Easy Credit Corp is the most recommended based on foreign reviewer scores and English support.
Easy Credit Corp
₱31,062
Trust Loan Center
⭐ 5
Easy Credit Corp
60% expat reviews
| Store |  Pro Finance City Center |  Easy Credit Corp Business District |  Trust Lending Commercial Zone |  Trust Loan Center City Center |  Quick Cash Solutions City Center |
| RankPH Score | 71 | 59 | 57 | 48 | 40 |
| Interest Rate | 3.0%/mo | 2.5%/mo | 3.0%/mo | 2.5%/mo | 2.5%/mo |
| Loan Amount | ₱5,000 – ₱500,000 | ₱5,000 – ₱200,000 | ₱10,000 – ₱50,000 Best deal | ₱1,000 – ₱100,000 | ₱2,000 – ₱50,000 |
| Processing Days | 5 | 5 | 5 | 4 | 3 |
| Approval Difficulty | Medium | Easy | Strict | Medium | Medium |
| Rating | 4.8(587) | 4.6(367) | 4.3(506) | 5(227) Top rated | 4.4(146) |
| Online Application | |||||
| Foreigner Eligible | |||||
| Collateral Required | |||||
| Required Documents | PayslipITR | Bank StatementITRPayslip | ITRProof of Income | Proof of IncomeCertificate of EmploymentPayslip | Valid IDPayslip |
| Active Promotion | -20% | ||||
| Payment | CashGCashCard | CashGCashCardMaya | CashGCashMaya | CashGCashCardMaya | CashMaya |
| Action | View Details | View Details | View Details | View Details | View Details |
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How to Choose the Best Personal Loan in Banks
Compare Interest Rates First
Even 0.5% difference in monthly interest compounds significantly over the loan period.
Processing Speed Matters
If you need cash urgently, prioritize lenders with 1-3 day processing times.
Check Required Documents
Some lenders require fewer docs — ideal if you can't produce a full COE or ITR.
Foreigner Eligibility
Most banks don't lend to foreigners. Check the column to find expat-friendly options.