Compare Personal Loan in Bacolod — Side by Side (2026)
Detailed personal loan comparison in Bacolod. Updated every 10 minutes.
Among the top personal loan options in Bacolod, the most affordable is Prime Lending starting at ₱51,257. The highest-rated is Prime Credit Corp with ⭐ 4.8 (405 reviews). For expats, Prime Credit Corp is the most recommended based on foreign reviewer scores and English support.
Prime Lending
₱51,257
Prime Credit Corp
⭐ 4.8
Prime Credit Corp
70% expat reviews
| Store |  Prime Lending Business District |  Apex Finance Business District |  Fast Cash Solutions Commercial Zone |  Prime Credit Corp Main St |  Smart Financial Services City Center |
| RankPH Score | 53 | 48 | 46 | 46 | 44 |
| Interest Rate | 3.0%/mo | 3.5%/mo | 3.0%/mo | 1.5%/mo | 2.0%/mo |
| Loan Amount | ₱1,000 – ₱200,000 | ₱2,000 – ₱200,000 | ₱10,000 – ₱500,000 Best deal | ₱5,000 – ₱200,000 | ₱10,000 – ₱50,000 Best deal |
| Processing Days | 1 | 2 | 4 | 1 | 1 |
| Approval Difficulty | Strict | Easy | Easy | Medium | Easy |
| Rating | 4.1(103) | 4.6(184) | 4.3(324) | 4.8(405) Top rated | 4.4(544) |
| Online Application | |||||
| Foreigner Eligible | |||||
| Collateral Required | |||||
| Required Documents | ITRBank StatementValid ID | ITRCertificate of EmploymentProof of Income | Proof of IncomePayslip | PayslipBank Statement | Bank StatementPayslipITR |
| Active Promotion | |||||
| Payment | CashGCashCardMaya | CashGCashCardMaya | CashCardMaya | CashGCashCardMaya | CashGCashCardMaya |
| Action | View Details | View Details | View Details | View Details | View Details |
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How to Choose the Best Personal Loan in Bacolod
Compare Interest Rates First
Even 0.5% difference in monthly interest compounds significantly over the loan period.
Processing Speed Matters
If you need cash urgently, prioritize lenders with 1-3 day processing times.
Check Required Documents
Some lenders require fewer docs — ideal if you can't produce a full COE or ITR.
Foreigner Eligibility
Most banks don't lend to foreigners. Check the column to find expat-friendly options.