Compare Pawnshop in Bacolod — Side by Side (2026)
Detailed pawnshop comparison in Bacolod. Updated every 10 minutes.
Among the top pawnshop options in Bacolod, the most affordable is Metro Cash Pawn starting at ₱6,378. The highest-rated is Metro Cash Pawn with ⭐ 4.9 (531 reviews). For expats, City Valuables is the most recommended based on foreign reviewer scores and English support.
Metro Cash Pawn
₱6,378
Metro Cash Pawn
⭐ 4.9
City Valuables
60% expat reviews
| Store |  Best Pawnshop & Lending Main St |  Metro Cash Pawn Main St |  Metro Pawn Center Business District |  City Valuables City Center |  Sure Pawnshop Commercial Zone |
| RankPH Score | 64 | 61 | 54 | 50 | 46 |
| Interest Rate | 3.0%/mo | 2.5%/mo | 3.5%/mo | 3.0%/mo | 3.0%/mo |
| Appraisal Rate | 60–70% | 70–80% | 60–70% | 65–75% | 65–75% |
| Accepted Items | GadgetsElectronicsDocuments | BagsGadgetsElectronics | JewelryGadgets | GadgetsDocuments | WatchesDocuments |
| Loan Period | 30 | 90 | 120 | 30 | 120 |
| Renewal Available | |||||
| Open Now | |||||
| Distance | 0.3km | 2.7km | 1.1km | 4.3km | 3.5km |
| GCash | |||||
| Rating | 4.4(451) | 4.9(531) Top rated | 4.3(230) | 4.6(90) | 4.8(311) |
| Active Promotion | -25% | ||||
| Payment | CashGCashCardMaya | CashGCashCard | Cash | CashCard | CashGCashCard |
| Action | View Details | View Details | View Details | View Details | View Details |
Want to see more options?
Browse all pawnshop in Bacolod or see the full AI-powered ranking.
How to Choose the Best Pawnshop in Bacolod
Higher Appraisal = Better Deal
Appraisal rate determines how much cash you get. 75-85% is considered good.
Check Loan Period
Longer periods give you more time to redeem. 90-120 days is preferable to 30 days.
Renewal Option is Key
Most quality pawnshops allow renewals — this protects your items if you can't pay on time.
Proximity Reduces Risk
Closer pawnshops are easier to visit for renewal before the deadline.