Compare Insurance in Bacolod — Side by Side (2026)
Detailed insurance comparison in Bacolod. Updated every 10 minutes.
Among the top insurance options in Bacolod, the most affordable is Best Solutions starting at ₱1,137. The highest-rated is City Store with ⭐ 4.9 (70 reviews). For expats, Quality Services is the most recommended based on foreign reviewer scores and English support.
Best Solutions
₱1,137
City Store
⭐ 4.9
Quality Services
60% expat reviews
| Store |  Best Solutions City Center |  Quality Services City Center |  Quality Station Business District |  City Store Commercial Zone |  Metro Center Main St |
| RankPH Score | 67 | 57 | 56 | 52 | 43 |
| Monthly Premium (from) | ₱3,000 | ₱800 | ₱3,000 | ₱1,500 | ₱2,000 |
| Coverage Amount | ₱5,000,000 | ₱2,000,000 | ₱1,000,000 | ₱1,000,000 | ₱500,000 |
| Coverage Type | Health | Accident | Health | Accident | Health |
| Processing Days | 2 | 4 | 3 | 1 | 3 |
| Cashless Hospitals | 127 | 207 | 205 | 448 | 472 |
| Foreigner Eligible | |||||
| Online Application | |||||
| PhilHealth Compatible | |||||
| Rating | 4.8(430) | 4.6(209) | 4.1(511) | 4.9(70) Top rated | 3.9(290) |
| Active Promotion | -25% | ||||
| Payment | CashGCashCardMaya | CashGCashCard | CashGCashCard | CashGCashCardMaya | CashGCashCardMaya |
| Action | View Details | View Details | View Details | View Details | View Details |
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How to Choose the Best Insurance in Bacolod
Cashless Hospitals Count
More cashless partner hospitals = easier claims. 100+ is a good minimum.
Coverage vs Premium
Don't just pick the cheapest. A ₱2,000 premium with ₱5M coverage beats ₱500 with ₱500K.
Foreigner Eligibility
Many insurers restrict foreign nationals. Confirm your eligibility before applying.
PhilHealth Compatibility
PhilHealth-compatible plans avoid double-paying for government-covered services.